Kopfler & Hermann represented a client in an underinsured motorist (UIM) claim arising from a collision that originated in Lincoln Parish. The at-fault driver carried only minimum liability coverage, which was inadequate to compensate our client for the injuries sustained. The matter was litigated in the United States District Court for the Eastern District of Louisiana and resolved for $250,405.
UIM cases turn on the careful application of Louisiana’s underinsured motorist statute and on a detailed reading of every insurance policy that may apply to the client’s loss. Many injured drivers do not realize that their own auto insurance — including stacked UIM coverages from household policies — can provide significant additional recovery when the at-fault driver was underinsured. Our firm regularly identifies UIM coverage that other firms have overlooked.
If you were hit by a driver with limited insurance, do not assume your case is over once that liability policy is exhausted. Call Kopfler & Hermann to evaluate every available source of recovery.
