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Recovering Houma Truck Accident Damages

If you have been injured in a truck collision that was caused by another party, it is only right that you are able to receive compensation. The truck collision damages that you are eligible to recover include economic and non-economic damages. Economic damages include medical bills, lost wages, and other out-of-pocket expenses related to the accident. Non-economic damages include emotional anguish, loss of enjoyment of activities, and pain and suffering. It is essential for injured victims to reach out to a seasoned lawyer who is experienced recovering Houma truck accident damages for individuals. To get started on your claim, contact a dedicated truck collision attorney today.

Insurance Liability Coverage

The typical automobile liability insurance policy in Louisiana will have liability insurance, collision coverage, uninsured motorist coverage, and medical payments coverage. If someone was injured by the fault of another party, they can seek damages from the party at fault or they can make a claim against their own insurance under medical payments. Most liability insurance in Louisiana will have medical payments coverage which will pay for the medical bills up to a fixed amount. There is no deductible and after the party submits the bills they will be reimbursed.

The uninsured motorist coverage may come into play in a trucking crash when the truck has inadequate insurance to pay for the damages suffered by the party who was injured in the accident. In this case, the truck driver’s insurance is insufficient to pay for damages and the car passengers and driver can make a claim against the uninsured motorist coverage by proving that the party at fault was underinsured. Collision damages can be made against the party at fault or against the party’s own insurer. In this situation, there is usually a deductible under collision coverage, which is an out-of-pocket expense for the party who has suffered the damage.

Steps to Take in Order to Recover Damages

An experienced truck accident attorney can assist an injured individual with recovering Houma truck accident damages by establishing fault. To establish fault, the lawyer must gather evidence that can be used against the negligent party. After establishing negligence, they can calculate the damages and send a demand package to the at-fault party. The plaintiff’s lawyer will negotiate with the other party to reach a fair settlement. If the settlement offer is not enough money for the injured victim, then their lawyer can file a lawsuit and bring the case to court.

Recovering Houma Truck Accident Damages With the Help of an Attorney

It is important that accident victims contact a skilled personal injury lawyer as soon as possible. This is so the attorney can go to the scene of the crash, gather evidence, determine the witnesses, take photographs, recover video evidence, and get the crash report from law enforcement. Also, they can obtain the 9-1-1 recordings related to the accident.

At the same time, the attorney can advise the trucking company to preserve the vehicle and any recordings from which the determination fo the speed, braking, and evasive maneuvers of the truck prior to the crash. They will also want the trucking company to show the maintenance and inspection records of the truck, as well as the records of the truck driver’s rest time. For more information about how an accomplished attorney can help you with recovering Houma truck accident damages, contact a legal professional today.