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Hammond Rental Car Accidents

Rental cars are typically used by people who are visiting for a short period of time. They may be traveling for business or to see family. If someone is leasing a vehicle for a long-term rental, they may set up an agreement with the manufacturer or the dealer. Long-term rentals typically have fixed lease terms, and at the end of the agreement, the lessee returns the vehicle. The financing for the use of the vehicle is based upon the residual value of the car with an assumption that mileage will be within certain limits.

In either situation, due to their lack of familiarity with the area and the vehicle they are driving, they may be more vulnerable to getting into an accident. A knowledgeable attorney can discuss Hammond rental car accidents with you if you got into a wreck while driving or riding in a borrowed motor vehicle.

Insurance Coverage for Rental Motor Vehicles

In Louisiana, a licensed driver who operates and owns a vehicle is required to have liability insurance on their car. The minimum liability insurance limit in Louisiana is $15,000 per person and $30,000 per claim. A car owner can have more insurance than that if they desire. However, they must be able to keep up with the payments, or they may risk losing their auto insurance.

When someone rents a motor vehicle, this person may use their own auto insurance. This is encouraged because the rental company may have minimal insurance on any vehicle they rent.

Another category of rental use is when someone’s vehicle is damaged in a car accident and has to go into a body repair shop. Often, when there is a liability insurance situation, this coverage provides a rental vehicle to that individual while their car is being repaired. Skilled legal counsel could guide someone through the insurance claims process and deal with providers when an individual gets hurt in an accident while driving a Hammond rental car.

Potential Injuries

While there are no distinct differences in injuries pursuant to a car wreck between vehicles that are rented or owned, an injured party could sustain severe bodily harm. Injuries could take the form of soft tissue injury, scrapes, and abrasions.

Depending on the severity of the accident, someone who is injured while driving a rental car could suffer broken bones, head trauma, or paralysis. Someone who is operating a rental car in Hammond may be more vulnerable to a serious accident because they lack knowledge about the roadways and the vehicle they are driving.

Speak with an Attorney to Learn More About Rental Car Accident Claims in Hammond

Because of the specific nuances involved in Hammond rental car accidents, it can be difficult to litigate these cases successfully without proper legal representation. Therefore, if you were in a car crash involving a rented vehicle, you should get in touch with an attorney. They can guide you through the claims process and deal with insurance adjusters while you focus on recovery. To learn what a lawyer can do for you, schedule an initial case consultation today.