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Houma Rental Car Accident Lawyer

Nobody ever wants to get into a car accident, especially one that involves a rental car. There are many different types of insurance for rental cars: one likely offered by the rental car company at the time of rental and reservation, some offered by credit card companies, and others included in regular car insurance policies.

Rental car accidents, in the eyes of the law and the insurance companies, will generally work very similarly to any other car accident. However, it is still advisable that anyone involved in an accident with a rental car contact a Houma rental car accident lawyer right away to make sure your insurance has you covered.

Insurance for Rental Cars in Houma

Rental car companies often offer additional insurance that can be purchased at the time of the rental. However, this insurance is easily voided if a driver makes any number of small errors. Furthermore, it often has a very small limit as well, sometimes as small as $15,000. In car accidents, particularly those with serious injuries, this is rarely enough to cover all related expenses.

Credit card companies often have insurance covering rental cars if a customer uses that company’s card to reserve one. However, this type of insurance is supplemental, meaning that it will only become available if all other insurance sources have been exhausted.

Fortunately, most car insurance companies will pay out benefits if the driver—or other vehicles involved—had other car insurance for their own vehicle. Because of this, it is often important that anyone involved in a rental car accident exchange contact and insurance information, and speak to their own insurance company right away.

Getting the other driver’s insurance information or contact information is of even greater importance if that other driver was at fault for the accident. Since Louisiana is an at-fault car insurance state, the at-fault driver’s insurance will have to pay benefits if that driver’s negligence causes an accident and injured someone. Contact a Houma rental car accident lawyer to learn more.

Filing a Claim for Compensation

Just as insurance issues work similarly whether a rental car or a vehicle owned by the driver is involved, so do compensation claims also.

In many cases, the at-fault driver may be held responsible if they were negligent, but if the accident stemmed from a malfunctioning or defective vehicle, the rental car company—or even the manufacturer—may be to blame. In those cases, those parties may be required to pay compensation for allowing drivers to operate an unsafe vehicle.

Compensation in car accidents can be extensive depending on the severity of any injuries or damages and may include recovery for medical bills, lost wages, rehabilitation, household renovations if wheelchair ramps or other accommodations need to be made, and more.

In order to claim compensation, injured parties must be able to prove that another driver was negligent and caused the accident, and know the number of damages they want to file for. Speak with a Houma rental car accident lawyer about filing a claim for compensation.

How a Houma Rental Car Accident Attorney Could Help

If you or a loved one were involved in a rental car accident, you may want to speak to a Houma rental car accident lawyer today, especially if significant damages or injuries resulted from the crash. A qualified attorney may be able to help you recoup any compensation you may be eligible for, and they handle communications to the insurance companies on your behalf so you can focus on your own recovery.